/* ===========================================================
   Insure3212 LLC — V1
   Premium insurance-advisory design system.
   Brand: deep blue #00308F · green #7CB23C
   =========================================================== */

:root{
  --blue:#00308f;
  --blue-700:#0a2a6b;
  --blue-900:#081e44;
  --blue-link:#0a52c0;
  --green:#7cb23c;
  --green-600:#6aa030;
  --green-tint:#eef6e3;
  --ink:#15233f;
  --muted:#5a6b86;
  --line:#e4e9f1;
  --bg:#ffffff;
  --bg-soft:#f5f8fc;
  --bg-blue-soft:#eef3fb;
  --white:#ffffff;
  --radius:16px;
  --radius-sm:10px;
  --shadow-sm:0 2px 10px rgba(8,30,68,.06);
  --shadow:0 14px 40px rgba(8,30,68,.10);
  --shadow-lg:0 24px 60px rgba(8,30,68,.16);
  --wrap:1160px;
  --font-head:'Poppins',system-ui,Segoe UI,sans-serif;
  --font-body:'Mulish',system-ui,Segoe UI,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:clip}
body{
  margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;
  overflow-x:clip;max-width:100%;overflow-wrap:break-word;
}
img{max-width:100%;height:auto;display:block}
iframe{max-width:100%}
/* Prevent grid/flex children from forcing horizontal overflow on mobile */
.hero__grid>*,.why__grid>*,.area__grid>*,.quote__grid>*,.cards>*,
.contact-cards>*,.trust__points,.footer__grid>*{min-width:0}
a{color:var(--blue-link);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);line-height:1.15;letter-spacing:-.01em;margin:0}
p{margin:0 0 1rem}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}

.skip-link{position:absolute;left:-999px;top:0;background:var(--blue);color:#fff;padding:10px 16px;z-index:200;border-radius:0 0 8px 0}
.skip-link:focus{left:0}
:focus-visible{outline:3px solid var(--green);outline-offset:2px;border-radius:4px}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  font-family:var(--font-head);font-weight:600;font-size:.98rem;
  padding:.72em 1.4em;border-radius:999px;border:2px solid transparent;cursor:pointer;
  text-decoration:none;transition:transform .15s ease,background .15s ease,box-shadow .15s ease,color .15s;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn--primary{background:var(--green);color:#143a04;border-color:var(--green);box-shadow:0 8px 20px rgba(124,178,60,.28)}
.btn--primary:hover{background:var(--green-600);color:#0f2e03}
.btn--ghost{background:transparent;color:var(--white);border-color:rgba(255,255,255,.6)}
.btn--ghost:hover{background:rgba(255,255,255,.12)}
.btn--lg{padding:.85em 1.7em;font-size:1.05rem}
.btn--block{width:100%}

/* ---------- utility bar ---------- */
.utilbar{background:var(--blue-900);color:#cfe0fb;font-size:.86rem}
.utilbar__inner{display:flex;align-items:center;justify-content:center;gap:.7rem;padding:7px 0;flex-wrap:wrap}
.utilbar a{color:#fff;font-weight:600}
.utilbar__sep{opacity:.5}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:12px 22px}
.brand img{height:50px;width:auto}
.primary-nav{display:flex;align-items:center;gap:1.4rem}
.primary-nav a{color:var(--ink);font-weight:600;font-size:.97rem}
.primary-nav a:hover{color:var(--blue);text-decoration:none}
.primary-nav .nav-cta{color:#143a04}
.primary-nav .nav-cta:hover{color:#0f2e03}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;width:44px;height:44px;padding:10px;border-radius:10px}
.nav-toggle span{display:block;height:2.5px;background:var(--blue);border-radius:2px;margin:4px 0;transition:.25s}

/* ---------- hero ---------- */
.hero{position:relative;background:
  radial-gradient(1100px 500px at 85% -10%, rgba(124,178,60,.10), transparent 60%),
  linear-gradient(180deg,#fbfdff 0%, var(--bg-blue-soft) 100%);
  padding:54px 0 60px;border-bottom:1px solid var(--line)}
.hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}
.eyebrow{font-family:var(--font-head);font-weight:600;letter-spacing:.08em;text-transform:uppercase;
  font-size:.78rem;color:var(--blue);margin:0 0 .5rem}
.eyebrow.center{text-align:center}
.hero h1{font-size:clamp(2.3rem,5vw,3.5rem);font-weight:700;margin:0 0 .5rem}
.accent-text{color:var(--green-600)}
.hero__sub{font-family:var(--font-head);font-weight:600;font-size:1.2rem;color:var(--blue-700);margin:0 0 .7rem}
.hero__lead{font-size:1.08rem;color:var(--muted);max-width:38ch;margin:0 0 1.4rem}
.hero__cta{display:flex;gap:.8rem;flex-wrap:wrap;margin-bottom:1.3rem}
.hero__chips{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem;padding:0;margin:0}
.hero__chips li{background:#fff;border:1px solid var(--line);color:var(--blue-700);font-weight:600;font-size:.85rem;
  padding:.4em .85em;border-radius:999px;box-shadow:var(--shadow-sm)}
.hero__media img{border-radius:var(--radius);box-shadow:var(--shadow-lg);border:1px solid var(--line)}

/* ---------- trust strip ---------- */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust__inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding:24px 22px;flex-wrap:wrap}
.trust__points{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;flex:1;min-width:300px}
.trust__points div{display:flex;flex-direction:column}
.trust__points strong{font-family:var(--font-head);color:var(--blue)}
.trust__points span{color:var(--muted);font-size:.92rem}
.trust__badges{display:flex;align-items:center;gap:1.1rem}
.trust__badges img{height:74px;width:auto;object-fit:contain}

/* ---------- sections ---------- */
.section{padding:72px 0}
.section--alt{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section__title{font-size:clamp(1.7rem,3.4vw,2.4rem);font-weight:700;margin:0 0 .6rem}
.section__title.center{text-align:center}
.section__intro{max-width:62ch;margin:0 auto 2rem;color:var(--muted);font-size:1.08rem}
.section__intro.center{text-align:center}
.center{text-align:center}

/* commitments */
.commitments{list-style:none;padding:0;margin:0 auto;max-width:760px;
  display:grid;grid-template-columns:repeat(2,1fr);gap:.7rem 2rem}
.commitments li{display:flex;align-items:center;gap:.6rem;font-weight:600;color:var(--ink);
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:.7em 1em;box-shadow:var(--shadow-sm)}
.check{display:inline-flex;align-items:center;justify-content:center;width:1.5em;height:1.5em;flex:none;
  background:var(--green-tint);color:var(--green-600);border-radius:50%;font-weight:800;font-size:.8em}

/* solutions */
.group-head{font-size:1.15rem;font-weight:600;color:var(--ink);margin:2.4rem 0 1.1rem;
  display:flex;align-items:center;gap:.7rem;flex-wrap:wrap}
.group-head:first-of-type{margin-top:1rem}
.group-head__kicker{background:var(--blue);color:#fff;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;
  font-family:var(--font-head);padding:.35em .8em;border-radius:999px}
.cards{display:grid;gap:18px}
.cards--2{grid-template-columns:repeat(2,1fr)}
.cards--3{grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm);
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#cfdaee}
.card__icon{width:54px;height:54px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;
  background:var(--bg-blue-soft);border-radius:14px;margin-bottom:14px}
.card h4{font-size:1.12rem;margin:0 0 .4rem}
.card p{color:var(--muted);font-size:.97rem;margin:0}

.more-cov{margin-top:2.4rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-sm)}
.more-cov__title{font-size:1.05rem;margin:0 0 1rem}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem;padding:0;margin:0}
.chips li{background:var(--bg-soft);border:1px solid var(--line);color:var(--blue-700);font-weight:600;
  font-size:.86rem;padding:.45em .9em;border-radius:999px}
.more-cov__note{margin:1.2rem 0 0;color:var(--muted)}

/* why */
.why__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:42px;align-items:center}
.why__list{list-style:none;padding:0;margin:0 0 1.6rem}
.why__list li{display:flex;gap:.7rem;align-items:flex-start;padding:.5rem 0;font-weight:600;border-bottom:1px solid var(--line)}
.why__panel{background:linear-gradient(160deg,var(--blue) 0%,var(--blue-900) 100%);color:#fff;border-radius:var(--radius);
  padding:30px;box-shadow:var(--shadow)}
.why__panel h3{color:#fff;font-size:1.3rem;margin:0 0 .5rem}
.why__panel p{color:#cfe0fb;font-size:.97rem}
.panel-contact{display:flex;flex-direction:column;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);
  border-radius:12px;padding:.8em 1em;margin-top:.7rem;color:#fff;font-weight:700;font-size:1.1rem}
.panel-contact:hover{background:rgba(255,255,255,.16);text-decoration:none}
.panel-contact span{font-size:.78rem;font-weight:600;color:#bcd2f5;text-transform:uppercase;letter-spacing:.05em}

/* service area */
.area__grid{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}
.office{font-style:normal;background:#fff;border:1px solid var(--line);border-left:4px solid var(--green);
  border-radius:var(--radius-sm);padding:16px 18px;margin:1.2rem 0;line-height:1.7;box-shadow:var(--shadow-sm)}
.office strong{display:block;font-family:var(--font-head);color:var(--blue)}
.area__badges{display:flex;align-items:center;gap:1rem;margin-top:.4rem}
.area__badges img{height:62px;width:auto;object-fit:contain}
.area__map{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);min-height:340px}
.area__map iframe{width:100%;height:100%;min-height:340px;border:0;display:block}

/* quote / contact */
.quote__grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:42px;align-items:start}
.contact-cards{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:1.2rem 0}
.contact-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:16px 18px;box-shadow:var(--shadow-sm);color:var(--ink)}
.contact-card:hover{text-decoration:none;border-color:#cfdaee;box-shadow:var(--shadow)}
.contact-card__role{font-family:var(--font-head);font-weight:600;color:var(--blue)}
.contact-card__val{font-size:1.25rem;font-weight:800;color:var(--ink)}
.contact-card__sub{font-size:.86rem;color:var(--muted)}
.office-line{color:var(--muted);font-weight:600}

.quote-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.field{margin-bottom:16px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field label{display:block;font-family:var(--font-head);font-weight:600;font-size:.9rem;margin-bottom:.4rem}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);
  border:1.5px solid var(--line);border-radius:10px;padding:.7em .85em;background:#fff;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,48,143,.12)}
.field textarea{resize:vertical}
.form-note{margin:.8rem 0 0;font-weight:700;color:var(--green-600);min-height:1.2em}
.form-fineprint{font-size:.8rem;color:var(--muted);margin:.8rem 0 0}

/* footer */
.site-footer{background:var(--blue-900);color:#cdd9ef}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px;padding:54px 22px 36px}
.footer__brand img{height:58px;width:auto;background:#fff;padding:8px 12px;border-radius:10px}
.footer__tag{margin:1rem 0;color:#aebfdf;font-size:.95rem}
.footer__badges{display:flex;align-items:center;gap:.9rem;background:#fff;padding:10px 14px;border-radius:12px;width:max-content}
.footer__badges img{height:58px;width:auto;object-fit:contain}
.footer__col h3{color:#fff;font-size:1rem;margin:0 0 .9rem}
.footer__col ul{list-style:none;padding:0;margin:0;display:grid;gap:.5rem;font-size:.95rem}
.footer__col a{color:#cdd9ef}
.footer__col a:hover{color:#fff}
.footer__legal{border-top:1px solid rgba(255,255,255,.12);background:#06173a}
.footer__legal-inner{padding:18px 22px;display:grid;gap:.5rem}
.footer__legal p{margin:0;font-size:.82rem;color:#90a5cd}
.disclaimer{max-width:none}

/* ===========================================================
   Responsive
   =========================================================== */
@media (max-width:980px){
  .hero__grid{grid-template-columns:1fr;gap:30px}
  .hero__media{order:-1}
  .why__grid,.area__grid,.quote__grid{grid-template-columns:1fr;gap:28px}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .nav-toggle{display:block}
  /* Closed = display:none (occupies no layout, so it cannot widen the page);
     opens with a subtle in-bounds slide+fade. */
  .primary-nav{display:none;position:fixed;inset:0 0 0 auto;width:min(82vw,330px);background:#fff;flex-direction:column;
    align-items:stretch;gap:.2rem;padding:84px 22px 24px;box-shadow:-16px 0 50px rgba(8,30,68,.18);z-index:90}
  .primary-nav a{padding:.8em .4em;border-bottom:1px solid var(--line);font-size:1.05rem}
  .primary-nav .nav-cta{margin-top:.8rem;border-bottom:0;text-align:center}
  body.nav-open .primary-nav{display:flex;animation:navIn .26s ease}
  @keyframes navIn{from{transform:translateX(22px);opacity:0}to{transform:none;opacity:1}}
  body.nav-open .nav-toggle span:nth-child(1){transform:translateY(6.5px) rotate(45deg)}
  body.nav-open .nav-toggle span:nth-child(2){opacity:0}
  body.nav-open .nav-toggle span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg)}
}
@media (max-width:720px){
  .cards--3{grid-template-columns:1fr 1fr}
  .trust__points{grid-template-columns:1fr;gap:.8rem}
}
@media (max-width:560px){
  body{font-size:16px}
  .section{padding:52px 0}
  .cards--2,.cards--3{grid-template-columns:1fr}
  .commitments{grid-template-columns:1fr;gap:.6rem}
  .field-row,.contact-cards{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr}
  .hero__cta{flex-direction:column;align-items:stretch}
  .hero__cta .btn{width:100%}
  .trust__badges{width:100%;justify-content:center}
}
@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto !important;transition:none !important}
}

/* ===========================================================
   V2 additions (Oct 2026): coverage pages, legal pages, live form
   =========================================================== */
/* 16px side gutter on phones (horizontal only, keeps each block's vertical padding) */
@media (max-width:599px){.wrap{padding-left:16px;padding-right:16px}}
.btn--outline{background:#fff;color:var(--blue);border-color:var(--blue)}
.btn--outline:hover{background:var(--bg-blue-soft);color:var(--blue-700)}
.btn[disabled]{opacity:.65;cursor:progress;transform:none}
.form-note.is-error{color:#b3261e}
.form-note.is-ok{color:var(--green-600)}
.form-fineprint a{color:var(--blue-link);text-decoration:underline}
.hp-field{position:absolute !important;left:-10000px !important;width:1px;height:1px;overflow:hidden}
.talk-actions{display:flex;flex-wrap:wrap;gap:.7rem;margin:.4rem 0 1rem}

/* card links (home solutions) */
.card__link{display:inline-block;margin-top:.7rem;font-weight:700;font-family:var(--font-head);font-size:.92rem}

/* inner-page hero */
.page-hero{background:
  radial-gradient(900px 400px at 90% -20%, rgba(124,178,60,.10), transparent 60%),
  linear-gradient(180deg,#fbfdff 0%, var(--bg-blue-soft) 100%);
  padding:40px 0 46px;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(2rem,4.4vw,3rem);font-weight:700;margin:0 0 .7rem}
.page-hero__lead{font-size:1.12rem;color:var(--muted);max-width:60ch;margin:0 0 1.4rem}
.crumbs{font-size:.86rem;color:var(--muted);margin:0 0 1rem}
.crumbs a{color:var(--blue-link)}
.crumbs span[aria-hidden]{margin:0 .4em;opacity:.6}

/* readable body copy */
.prose{max-width:72ch}
.prose h2{font-size:clamp(1.35rem,2.6vw,1.75rem);margin:2.4rem 0 .7rem}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.1rem;margin:1.6rem 0 .5rem}
.prose ul,.prose ol{padding-left:1.3rem;margin:0 0 1rem}
.prose li{margin:.3rem 0}
.prose .meta{color:var(--muted);font-size:.95rem}
.steps{list-style:none;padding:0 !important;counter-reset:step;display:grid;gap:.8rem}
.steps li{counter-increment:step;position:relative;padding:.9em 1em .9em 3.2em;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius-sm);box-shadow:var(--shadow-sm);margin:0}
.steps li::before{content:counter(step);position:absolute;left:1em;top:.85em;width:1.6em;height:1.6em;border-radius:50%;
  background:var(--blue);color:#fff;font-family:var(--font-head);font-weight:600;font-size:.9rem;
  display:flex;align-items:center;justify-content:center}
.cards--page{margin:1rem 0 0}
.page-cols{display:grid;grid-template-columns:1fr 320px;gap:42px;align-items:start}
.page-cols>*{min-width:0}
.side-panel{position:sticky;top:96px}

/* call-to-action band */
.cta-band{background:linear-gradient(160deg,var(--blue) 0%,var(--blue-900) 100%);color:#fff;border-radius:var(--radius);
  padding:30px;box-shadow:var(--shadow);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.2rem}
.cta-band h2{color:#fff;font-size:clamp(1.3rem,2.6vw,1.7rem);margin:0 0 .3rem}
.cta-band p{color:#cfe0fb;margin:0}
.cta-band__actions{display:flex;flex-wrap:wrap;gap:.7rem}
.footer__legal-links{display:flex;flex-wrap:wrap;gap:1.2rem}
.footer__legal-links a{color:#cdd9ef;font-size:.82rem}

@media (max-width:980px){
  .page-cols{grid-template-columns:1fr;gap:28px}
  .side-panel{position:static}
}
@media (max-width:560px){
  .cta-band{padding:24px}
  .cta-band__actions,.cta-band__actions .btn,.talk-actions .btn{width:100%}
  .page-hero .hero__cta{flex-direction:column;align-items:stretch}
}

/* ===========================================================
   Quote intake (Oct 2026)
   =========================================================== */
.quote__head{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start;margin-bottom:28px}
.quote__head>*{min-width:0}
.quote__talk .contact-cards{margin-top:0}
.intake{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px;max-width:920px;margin:0 auto}
.intake__count{font-family:var(--font-head);font-weight:600;font-size:.85rem;color:var(--blue);margin:0 0 .4rem;text-transform:uppercase;letter-spacing:.06em}
.intake__bar{height:8px;background:var(--bg-blue-soft);border-radius:999px;overflow:hidden}
.intake__bar span{display:block;height:100%;background:var(--green);border-radius:999px;transition:width .25s ease}
.intake__steps{list-style:none;display:flex;flex-wrap:wrap;gap:.35rem .9rem;padding:0;margin:.8rem 0 0;font-size:.82rem;color:var(--muted)}
.intake__steps li.is-current{color:var(--blue);font-weight:700}
.intake__steps li.is-done{color:var(--green-600)}
.intake__steps li.is-done::before{content:"✓ "}
.intake__title{font-size:1.45rem;margin:1.4rem 0 .4rem}
.intake__title:focus{outline:none}
.intake__lead{font-weight:600;color:var(--blue-700)}
.intake__group{border-top:1px solid var(--line);padding-top:1.1rem;margin-top:1.2rem}
.intake__group:first-of-type{border-top:0}
.intake__group h4{font-size:1.05rem;margin:0 0 .8rem;color:var(--blue-700)}
.intake__notice{margin:1rem 0 0;padding:.8em 1em;border-radius:var(--radius-sm);background:var(--green-tint);color:#24420c;font-weight:600}
.intake__notice.is-error{background:#fdecea;color:#8c1d18}
.intake__summary{background:#fdecea;border:1px solid #f3c1bc;color:#8c1d18;border-radius:var(--radius-sm);padding:.8em 1em;margin:1rem 0}
.intake__summary p{margin:0 0 .3rem;font-weight:700}
.intake__summary ul{margin:0;padding-left:1.2rem}
.intake__summary a{color:#8c1d18;text-decoration:underline}
.intake__nav{display:flex;flex-wrap:wrap;gap:.7rem;justify-content:flex-end;border-top:1px solid var(--line);margin-top:1.6rem;padding-top:1.2rem}
.intake__done{padding:1rem 0}
.intake__done:focus{outline:none}
.intake__done h3{font-size:1.5rem;margin:0 0 .6rem;color:var(--green-600)}
.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 18px}
.fields .field{margin-bottom:12px;min-width:0}
.field--wide{grid-column:1/-1}
fieldset.field{border:0;padding:0;margin:0 0 12px;min-width:0}
.field__label{display:block;font-family:var(--font-head);font-weight:600;font-size:.9rem;margin-bottom:.4rem;padding:0;color:var(--ink)}
.req{color:#b3261e}
.field__help{font-size:.84rem;color:var(--muted);margin:0 0 .4rem}
.field__error{font-size:.86rem;font-weight:700;color:#b3261e;margin:.3rem 0 0}
.field__error:empty{display:none}
.field.has-error input:not([type=checkbox]):not([type=radio]),.field.has-error select,.field.has-error textarea{border-color:#b3261e}
.field input.upper{text-transform:uppercase}
.choices{display:flex;flex-wrap:wrap;gap:.5rem}
.choice{display:inline-flex;align-items:flex-start;gap:.5rem;padding:.55em .9em;border:1.5px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;font-weight:600;font-size:.95rem;line-height:1.35}
.choice:hover{border-color:#cfdaee}
.choice input{margin:.15em 0 0;width:1.05em;height:1.05em;accent-color:var(--blue);flex:none}
.choice:has(input:checked){border-color:var(--blue);background:var(--bg-blue-soft)}
.choice--single{display:flex;font-weight:500;font-size:.95rem}
.choices--cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr))}
.choices--cards .choice{padding:.85em 1em}
.repeat__rows{display:grid;gap:14px;margin-bottom:12px}
.repeat__row{position:relative;border:1px solid var(--line);border-radius:var(--radius-sm);padding:14px 16px 4px;background:var(--bg-soft);margin:0;min-width:0}
.repeat__row legend{font-family:var(--font-head);font-weight:600;color:var(--blue);padding:0 .3em}
.repeat__row>.linkbtn{position:absolute;top:8px;right:12px}
.linkbtn{background:none;border:0;padding:.2em;color:var(--blue-link);font:inherit;font-size:.88rem;font-weight:700;cursor:pointer;text-decoration:underline}
.btn--sm{padding:.5em 1em;font-size:.9rem}
.filepick{cursor:pointer;margin:.4rem 0}
#in-files{position:absolute;width:1px;height:1px;opacity:0}
#in-files:focus-visible+ul,.filepick:focus-within{outline:3px solid var(--green)}
.filelist{list-style:none;padding:0;margin:.6rem 0 0;display:grid;gap:.4rem}
.filelist li{display:flex;justify-content:space-between;gap:1rem;align-items:center;background:var(--bg-soft);border:1px solid var(--line);border-radius:10px;padding:.5em .8em;font-size:.92rem;overflow-wrap:anywhere}
.review__step{border:1px solid var(--line);border-radius:var(--radius-sm);padding:14px 16px;margin:0 0 12px}
.review__head{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap}
.review__head h4{margin:0;font-size:1.05rem}
.review__step h5{font-family:var(--font-head);font-size:.86rem;color:var(--blue);margin:.9rem 0 .3rem;text-transform:uppercase;letter-spacing:.05em}
.review__list{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.3fr);gap:.15rem 1rem;margin:0;font-size:.92rem}
.review__list dt{color:var(--muted)}
.review__list dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.review__list dd.is-empty{color:#9aa6ba;font-weight:400}
@media (max-width:980px){.quote__head{grid-template-columns:1fr;gap:18px}}
@media (max-width:600px){
  .intake{padding:18px 14px;border-radius:12px}
  .fields{grid-template-columns:1fr}
  .intake__steps{display:none}
  .intake__nav .btn{flex:1 1 auto}
  .review__list{grid-template-columns:1fr}
  .review__list dd{margin-bottom:.4rem}
}
/* the base .field input rule (full width, padding, border) must not reach choice controls */
.field .choice input[type=checkbox],.field .choice input[type=radio]{width:1.1em;height:1.1em;padding:0;margin:.18em 0 0;border:0;box-shadow:none;flex:none}
.intake{scroll-margin-top:96px}
.intake__summary{scroll-margin-top:110px}
.field .choice{display:inline-flex;margin:0;font-family:var(--font-body);font-size:.95rem;font-weight:600}
.field .choice--single{display:flex;font-weight:500}
.field .choices--cards .choice{display:flex}

/* Oct 2026: second link on a solution card, quote tip, mobile call/text bar */
.card__link + .card__link{display:block;margin-top:.35rem}
.quote__tip{margin-top:.8rem;padding:.7rem .9rem;border-left:3px solid var(--green);background:var(--green-tint);border-radius:0 var(--radius-sm) var(--radius-sm) 0;font-size:.95rem}
.callbar{display:none}
@media (max-width:720px){
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;gap:8px;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(8,30,68,.08)}
  .callbar a{flex:1;text-align:center;padding:.7rem .4rem;border-radius:var(--radius-sm);font-weight:700;font-family:var(--font-head);font-size:.92rem;text-decoration:none}
  .callbar__call{background:var(--blue);color:#fff}
  .callbar__text{background:var(--bg-blue-soft);color:var(--blue)}
  .callbar__quote{background:var(--green);color:#0f2e03}
  body.has-callbar{padding-bottom:72px}
  body.callbar-hidden .callbar{display:none}
}